Big credit card debt shows you’re living beyond your means

If you can’t pay off your credit card debt, you can’t afford your current lifestyle. Dear Liz: I have always carried more debt on credit cards than I should have. However, I have always been responsible in making payments. Before the economic crisis, my credit scores were around 780 and I had all the access to credit I needed. But my lenders have slashed my credit lines and closed accounts …